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Mortgage Center

Today's Rates

Conventional Loans
30 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.474%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 2.750%  2.890%  0.000%
Construction Loan
 Rate  APR  Points
 4.500%  6.461%  0.000%

Personalized Quote


Deposit Services Debit Card Services Loan Services Free Checking

Klay Tiemann
Vice President, Loan Officer

Sparta Banking Center
143 W. Broadway
Sparta, IL 62286

Office: (618)443.4555

Fax: (618)443.4776

Email: ktiemann@bankatfnb.com

Klay has been in mortgage lending at First National Bank of Steeleville at Sparta Banking Center since 1999.  Prior to joining the bank, he worked for 20 years at other financial institutions.  With over 32 years in the banking industry he more than understands all areas of banking.  Whether purchasing, building or refinancing a home, Klay's goal is to help you make wise choices.  He really cares!  Let Klay tailor a loan program that will meet your specific needs.

Mortgage Lending Solutions

Applying online really works!

Online mortgages can get approved quicker and the process can be made much easier.

Free pre-approvals!

We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to use?

We offer a variety of loan options to choose from. We offer easy-to-understand explanations of each program on the site and I am always just a call or email away!

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